How did you get my information to send me this pre-approval letter? April 20, 2018 12:57 Updated Best Egg uses a pre-screening process using credit bureaus to determine initial eligibility. Related articles Am I eligible to apply for a Best Egg loan? Can I get another loan or refinance my current loan? How much can I borrow? What is the difference between interest rate and APR? What are the terms of Best Egg Loans?