How did you get my information to send me this pre-approval letter? August 27, 2021 21:04 Updated Best Egg uses a pre-screening process using credit bureaus to determine initial eligibility. Related articles What are the requirements to apply for a loan? If I want to pay more than the monthly payment, or make additional payments, will those payments be applied to the principal? What information do you look at to decide if I qualify for a Best Egg product? Will I need to submit documentation to verify my application information? Can I get a joint Best Egg loan?