Best Egg offers loans at fair, fixed rates. Annual Percentage Rates (APRs) start as low as 5.99% for qualified applicants! The APR may include an origination fee of 0.99%–5.99%. If applicable, the origination fee on a five-year loan will be at least 4.99%. The origination fee is deducted from loan proceeds. To see what rates we have for you, check your rate now. The APR is the cost of credit as a yearly rate.