To apply for a loan, you must:
- Be a U.S. citizen currently living in the U.S., or a permanent resident currently living in the U.S.
- Be of legal age to accept a loan in the state in which they reside
- Have a verifiable personal bank account with a routing number
- Have a valid email
- Have a physical address, which does not include PO Boxes
Unfortunately, loans are not available if you live in Iowa, Vermont, or West Virginia, or U.S. Territories.