To apply for a loan, you must:

• Be a U.S. citizen currently living in the U.S., or a permanent resident currently living in the U.S.
• Be of legal age to accept a loan in the state in which they reside
• Have a verifiable personal checking account with a routing number
• Have a valid email
• Have a physical address, which does not include PO Boxes

Unfortunately, loans are not available if you live in Iowa, Vermont, West Virginia, the District of Columbia, or U.S. Territories.

Here is what you will see during your loan application process: