Best Egg Home LOGIN APPLY NOW

Best Egg Help Center
I have an existing loan

I have an existing loan

My Account

How can I view my account information?
How can I view my monthly statements?
How do I update account information?
How can I get a payoff quote?

Payment

How do I make payments?
Can I change my due date?
What is autopay and why should I enroll in it?
Can I make additional payments?
How do I view upcoming payments and confirm a payment was received?
Are there pre-payment penalties?

See all 10 articles

About Us

Best Egg^® Personal Loans
Best Egg Reviews
Marlette Funding, LLC
Leadership
Careers
Press

Legal

Privacy Policy
Terms of Use
Licenses

Questions

Contact Us
Blog
Help Center

Hear More About Us

1523 Concord Pike
Suite 201
Wilmingoton, DE 19803

* Best Egg loans are unsecured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. Equal Housing Lender. "Best Egg" is a trademark of Marlette Funding LLC. All uses of "Best Egg" on this site mean and shall refer to "the Best Egg personal loan" and/or "Best Egg on behalf of Cross River Bank, as originator of the Best Egg personal loan," as applicable. Loan amounts generally range from $2,000-$35,000. Offers up to $50,000 may be available for qualified customers who receive offer codes in the mail. The minimum individual annual income needed to qualify for a loan of $50,000 is $150,000. Borrowers may hold no more than two open Best Egg loans at any given time. In order to be eligible for a second Best Egg loan, your existing Best Egg loan must have been open for at least six months. Total existing Best Egg loan balances must not exceed $50,000. All loans in MA must exceed $6,000; in NM and OH must exceed $5,000; in GA must exceed $3,000. The Annual Percentage Rate (APR) is the cost of credit as a yearly rate and ranges from 5.99%-29.99%, which may include an origination fee from 0.99%–5.99%. Any origination fee on a 5-year loan will be at least 4.99% and is deducted from loan proceeds. The APR offered will depend on your credit score, income, debt payment obligations, loan amount, loan term, credit usage history and other factors, and therefore may be higher than our lowest advertised rate. Barring any unforeseen circumstances, such as borrower default or payment extensions/modifications, 3-year payment plans may have a minimum repayment period of zero months and a maximum of 36 months and 5-year payment plans may have a minimum repayment period of zero months and a maximum of 60 months. Borrowers should refer to their loan agreement for specific terms and conditions. A loan example: a 5–year $10,000 loan with 9.99% APR has 60 scheduled monthly payments of $201.81, and a 3–year $5,000 loan with 5.99% APR has 36 scheduled monthly payments of $150.57. Requests for the highest loan amount may result in an APR higher than our lowest advertised rate. You need a minimum 700 FICO^® score and a minimum individual annual income of $100,000 to qualify for our lowest rate. Your verifiable income must support your ability to repay your loan. Upon loan funding, the timing of available funds may vary depending upon your bank's policies. By entering your email address, you are opting in to receive updates, notifications and special offers from Best Egg and its affiliates, agents, service providers or assignees (and any of its assignee's affiliates, agents or service providers) and, with your consent, one or more lending partners. This email address will also be used to log into your application.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

© 2018 Marlette Funding. This site is published by Marlette Funding, LLC which is solely responsible for its content.