Yes, you may be charged certain fees while using this card. The potential fees associated with Best Egg’s Credit Card include late fees, returned payment fees (also known as NSF fees), cash advance fees, and in some cases monthly maintenance fees.
Below is a breakdown of what you can expect.
Late Fee
• Up to $15
• If your balance is less than $15, the late fee will not exceed your balance.
Returned Payment Fee (NSF Fee): This applies if the payment is returned unpaid.
• Up to a $24 fee for the first returned payment.
• $35 fee for each subsequent returned payment.
• The returned payment fee will not exceed your minimum payment due for that billing cycle.
Monthly Maintenance Fee
• A $4 monthly fee is charged for account maintenance on open active accounts as applicable.
Cash Advance Fee
If you choose to take out a cash advance:
• You will be charged $10 or 5% of the cash advance amount, whichever is greater, and interest accrues daily on cash advance balances.
✅ Tip: To avoid extra charges, always make your minimum monthly payments on time and ensure funds are available in the account you make payments from.
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