To be pre-approved or pre-selected for a personal loan means that your credit report, as reported by credit agencies, meets certain criteria that we look for in customers. To approve you for a loan, we’ll still need additional information and consider other factors such as:
- Information on your application
- Income
- Credit bureau data
- Credit score
- How much money you owe compared to how much money you earn (known as your debt-to-income ratio)
Keep in mind, checking your rates has no impact on your credit score. Click here to get started.
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