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Frequently Asked Questions
Answers to some of the most common questions about Best Egg products.
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Best Egg Help Center
Best Egg Personal Loans
Best Egg Personal Loans
Direct Pay
How can I check the status of my Direct Pay payments?
What if I entered incorrect information for my Direct Pay payments?
My Direct Payment overpaid my credit card, what happens now?
How many Direct Pay payments can I set up?
How long does it take to pay off my accounts using Direct Pay?
How will my Direct Pay payments be sent?
See all 8 articles
Refinance
Refinance FAQs
Refer A Friend
Refer a Friend FAQs
Secured Loan
Looking to sell or refinance your home?
Community States FAQ
Secured Loan FAQ
My Account
Can I lower my APR?
How can I toggle between my loans?
What happens after I pay my loan off?
What should I expect once my loan is approved?
How do I log in and manage my personal loan account?
Why did you deposit less than my loan amount?
See all 18 articles
Application Process
When does funding of my loan occur?
How will I know my first due date?
How can I pay back my loan?
What is an origination fee?
What is a TILA?
What does it mean to be pre-approved for a personal loan?
See all 16 articles
Payment
Can I set up bi-weekly payments for my loan?
I overpaid my loan; how do I request a refund?
What if my loan payment hasn’t posted?
How can I view my payment history?
I made a payment online. Why was I charged again?
Why isn’t my payment going towards my principal balance?
See all 19 articles
Borrower Eligibility
Can I get another loan or refinance my current loan?
How can I add additional funds to my current loan?
What are the requirements to apply for a loan?
Why do I need an email address?
Can I be approved for more money than I requested?
How did you get my information for this pre-approval letter?
Loan Terms
Payment Pathways FAQ
What are the terms of Best Egg Personal Loans?
What's the difference between the loan interest rate and APR?
Are there any fees associated with the loan?
What is the origination fee?-Loan Terms
Is this a simple interest or compound interest loan?
Documentation
What can I send in to verify my bank account on my application?
Will I need to submit documents to verify my information?
How do I submit documents to complete the verification step?
What documents do I need to provide for the application process?
Credit Bureau Reporting
Which credit bureaus does Best Egg report to?
When will Best Egg report my account to the credit bureaus?
How can I dispute errors I’ve found on my credit report?
What detail should I include in my dispute?
Safety and Security
How can I request my information be deleted?
How do I unsubscribe from marketing emails?
How do you make sure my information is secure?