The requirements to apply for a loan are as follows:
- Be a U.S. citizen currently living in the U.S., or a permanent resident currently living in the U.S.
- Be of legal age to accept a loan in the state in which they reside
- Have a valid Social Security Number (SSN)
- Have a verifiable personal checking account with a routing number
- Have a valid email
- Have a physical address, which does not include PO Boxes
Unfortunately, loans are not available if you live in Iowa, Vermont, West Virginia, the District of Columbia, or U.S. Territories.
Here is some of what you will see during your loan application process:
Important: While these are the general requirements to apply for a loan, the requirements for approval of a loan differ. There are other factors that we take into consideration including current income, debt, payment history, and verification of your credit report information.
Keep in mind, checking your rates has no impact on your credit score. Click here to get started.
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