If you don’t receive paystubs, we may be able to verify your income in other ways, depending on how you're paid.
If you receive a W-2:
Please provide:
- Your two most recent bank statements showing income deposits
- Last year’s W-2 form
Make sure:
- Your name appears on the bank statement or deposit line
- Deposits can be linked to your employer
If you receive a 1099:
Please provide:
- Your last two years of tax returns, including your 1040
- The appropriate schedule based on your income type:
- Contractor: Schedule C
- Partnership: K-1 (Form 1065)
- Sole proprietorship: Schedule C
- Rental/real estate income: Schedule E
- Farming: Schedule F
These documents help us verify your income without a paystub.
For help uploading your documents visit How do I submit documents to complete the verification step?