Of course! If you find yourself ahead of the game, you can make additional payments of any amount at your convenience without prepayment fees. Prepaying your loan will reduce future interest payments.
There are several ways you can make additional payments on your loan:
Online: Log in anytime to your Best Egg account to make, schedule or cancel a payment. Simply navigate the Personal Loan dashboard, and then click the Payments tab.
Phone: Call us at 855-282-6353 to make a one-time payment. Please have your account information available.
Text: Text ‘PAYNOW’ to 28448 to begin the pay-by-text process. *
***By texting ‘PAYNOW’ to 28448 you consent to receive account-related messages, like payment reminders and confirmations, to the mobile number you’ve provided to us. To opt-out reply STOP. Message and data rates may apply.
Chat: Make a payment chatting with a loan specialist by logging into your Best Egg account. Please have your account information available.
Monday–Thursday 8:00 am–9:00 pm ET
Friday 8:00 am–7:00 pm ET
Saturday 9:00 am–1:00 pm ET
Please note: All payments received after 7:00 pm ET won’t post to your account until the next business day.
Mail: Mail us a check, cashier’s check, or money order to the address below. Please include your Best Egg Account Number on the check or money order and allow 7-10 business days for your payment to reach us.
Regular mail:
Best Egg Personal Loan
PO Box 207865
Dallas, TX 75320-7865
Overnight: Please be advised that certified mail or mail with a signature requested cannot be submitted as an overnight payment. When submitting your payment please include your Account Number on your check or money order and send it to the following address:
Wells Fargo Lockbox
Best Egg Personal Loan
Lockbox 207865
2975 Regent Blvd. Ste. 100
Irving, TX 75063
Please keep in mind that returned payments may result in the cancellation of your automatic payments.
Please note:
- Same-day debit card payments cannot be cancelled or refunded.
- If your check or money order is not made payable to Best Egg, or is sent to an incorrect address, there may be a delay in applying your payment to your account. Also, if you have multiple products with us, a separate check or money order must be submitted for each account for which you want to make a payment. Please include your corresponding account number in the memo line of each check or money order.
- All payments received after 7:00 pm ET won’t post to your account until the next business day.