Working with Best Egg Versus a Debt Settlement Company

If you are struggling to make payments on your Best Egg account, working with Best Egg versus a Debt Settlement Company (DSC) may be an option. Best Egg has payment assistance programs you may be eligible for. Please contact us at (855) 282-6353 Monday–Thursday 8am to 10pm, Friday 8am to 8pm, and Saturday 9am to 6pm ET to discuss your options.

If you are considering working with a DSC to resolve your debt, review the information below, before making your decision and review these articles.

Below is a comparison of what to expect when working with a DSC versus Best Egg.

	DSC	Best Egg
Cost	Monthly fee Set-Up Fee Payment Fee Contingency fee (up to 25% of balance) Settlement Amount	Settlement amount only
Timing	Will wait for payments to build until there is enough to pay the debt(s) Allow account to age Can take 36+ months	We offer settlements when eligible and payments begin paying down the debt as soon as the customer is enrolled
Success Rate	Many creditors do not work with Debt Settlement Companies	100% if settlement is eligible
Credit Score	Will decrease the longer it takes to work out the settlement	Will remain steady as long as payments toward settlement are made by due date
Fees	The longer the Debt Settlement Company takes to offer a settlement on the balance, the larger the balance will grow due to interest	None, we offer settlements as soon as eligible

To learn more about how to Be Money Confident, join Best Egg Financial Health.

Answers to some of the most common questions about Best Egg products.

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