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Understanding Decline Reasons

Understanding Decline Reasons

Why was I declined with a reason of Marginal FICO?
Why was I declined with a reason of Delinquency (DQ)?
Why I was declined for DTI + High Utilization?

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3419 Silverside Road
Wilmington, DE 19810

Best Egg loans are unsecured or secured personal loans made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC, Equal Housing Lender or Blue Ridge Bank, a Nationally Chartered Bank, Member FDIC, Equal Housing Lender. “Best Egg” is a trademark of Marlette Technologies, LLC, a subsidiary of Best Egg, Inc., a Delaware corporation. All uses of “Best Egg” refer to “the Best Egg personal loan” and/or “Best Egg on behalf of Cross River Bank or Blue Ridge Bank, as originator of the Best Egg personal loan,” as applicable. To learn more about our lending partners, visit our partners page at www.bestegg.com/lending-partners. The loan is being marketed to you pursuant to a joint marketing agreement between Cross River Bank, Blue Ridge Bank, First Bank & Trust and Marlette Marketing, LLC, a subsidiary of Best Egg, Inc.

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