Best Egg Financial Health

Protecting Yourself

• Is my information safe?
• Does Best Egg give my personal information to anyone?
• How can I prevent/protect myself from fraud?
• How can I dispute inaccuracies and errors on my credit report?
• A data breach just happened! How do I protect myself?
• Credit Lock and Credit Freeze FAQ

Credit Score FAQs

• How do I improve my credit score?
• Why has my credit score changed?
• Why are VantageScore® credit scores different from FICO® scores?
• Why are the scores from my bank and Best Egg different?
• What factors affect my credit score?
• What’s a good credit score?

Best Egg Financial Health FAQs

• What is Money Manager?
• What is Best Egg Financial Health?
• How do I unenroll from Best Egg Financial Health?
• What happened to Credit Health?

General Financial Health FAQ

• Soft Vs. Hard Inquiries
• How can I improve my financial health?
• What's the difference between a soft inquiry and a hard inquiry?

Score Simulator

• How does the Credit Score Simulator work?
• How long do score changes usually last?
• Are these changes guaranteed?
• What if I make more than one important change at once?
• What scoring model is the Credit Score Simulator based on?

Understanding Decline Reasons

• My credit score is too low to get approved for credit or to get the rate I want. What can I do to improve this?
• I was declined for credit due to delinquencies.
• I was declined for credit for having too much monthly debt compared to my income.