If an institution you’re involved with experienced a data breach, you’re understandably concerned that your personal information may have been compromised and is at risk.
Start by contacting financial institutions like your bank and mortgage lender and let them know about the breach. Once they’re informed, they can keep an eye out for any suspicious activity.
If a hacker has your information, they may try to apply for credit cards or loans under your name. Locking or freezing your credit reports with all three credit bureaus will help ensure that they’re unsuccessful in doing so.
Checking your credit report regularly is a great way to monitor for identity theft or fraud. If someone has taken out a loan in your name or there’s a hard inquiry you may not recognize, you can dispute that information with the credit bureaus and take action.
Finally, it’s always wise to change your passwords after your data has potentially been exposed. Including numbers, symbols, and uppercase and lowercase letters will help ensure your password is strong and tough to crack.
To join Best Egg Financial Health Family and access a wealth of resources about monitoring and improving your overall financial wellness, click here to get started.