Frequently Asked Questions
What is a Best Egg Secured Loan?
What are fixtures?
What is a lien, and what is it for?
Looking to sell or refinance your home?
What is a community property state?
What is an origination fee?
What is a TILA?
What does it mean to be pre-approved or pre-selected for a personal loan?
When will I receive the funds from my loan?
How will I know when my first payment is due?
How can I pay back my loan?
What should I expect once my loan is approved?
What is Direct Pay?
How does Direct Pay work?
How can I toggle between my loans?
How do I log in and manage my personal loan account?
Can I lower my APR?
What happens after I pay my loan off?
What are alternatives to debt settlement?
What is Debt Settlement?
I overpaid my loan; how do I request a refund?
What if my loan payment hasn’t posted?
Can I set up bi-weekly payments for my loan?
How can I view my payment history?
Can I get another loan or refinance my current loan?
Card Rewards - How to Redeem
Cash Back Rewards
How do I log in and manage my credit card account?
What kind of Visa benefits do I get with my card?
How do I view my credit card account activity?
How do I activate my card?
What if my card payment hasn’t posted?
Is my information safe?
How do I improve my credit score?
What is Money Manager?
What is Best Egg Financial Health?
Soft Vs. Hard Inquiries
How can I improve my financial health?
What documents are required for a Best Egg Vehicle Equity Loan?
What vehicles can I secure my Best Egg Vehicle Equity Loan with?
What is a free and clear + clean ownership title?
What vehicles can I refinance my auto loan with?
What documentation is required to refinance my auto loan?
What should I expect once my vehicle equity loan is approved?